In today’s economy, it‘s getting harder to find money to survive. Rent, bills, food, and debts take priority over everything else. If you rummage behind your sofa to find some extra pennies, then you know a change is in need. Living on a budget is hard, but there are ways to save money and have some fun.
Buy From Charity Shops
Now, before you turn your nose up at wearing someones used clothing think about the money, you could save. Charity shops are a treasure trove of unique, vintage items to spruce up your wardrobe. If you’re lucky, you might even find some designer labels mixed in with the racks of eclectic clothing. Not only that, but you can unearth furniture, cheap DVDs and board games too. Why spend £10 on a DVD when you can get a used version for at least half the price?
Lose The Gym Membership
Ah, New Year’s resolutions. Those well-meaning declarations that we will lose weight no matter what. It starts off well, then two months in the visits to the gym gradually decline. ‘It‘s too cold‘ or ‘I’ll skip this week, go twice next.’ Sound familiar?
Spending a significant amount of money each month on a membership you don’t use is pointless. Yes, having a gym membership might make you feel good, but it hurts your bank balance.
A simple solution is going for a run. The internet is an excellent resource for free workout tips and videos. You can use the money you save as an incentive for a weekly treat if you keep up with your home routine.
Use Your Kitchen
Many of us get into the routine of buying lunch at work, but we spend a lot of money. By preparing meals at home, you could save a lot and most probably eat healthier. The last thing anyone wants to do after a long day at work is slave away in front of a hot stove. It’s easier to reach for our phones, in search of takeaways. For the cost of two take-out meals, you can get a weeks grocery shop. Set aside some time to prepare meals for the week and freeze them. A few hours of work will save you money in the long run. Check out these great lunchbox ideas.
Bag A Bargain
The online world does more than entertain us; it’s also a fantastic place to find great deals. Websites like Groupon offer discounts in restaurants, stores, and leisure activities. Swagbucks is also useful for saving money. If you have some spare time, check out some sites that offer coupons for taking surveys.
Give Meaningful Gifts
When birthdays and Christmas approach, we’re often left wondering just how we can afford to buy everyone presents. If you’re a creative person, then use your abilities to save some cash. Painting, necklace or decorated photo frames make the perfect gift, and it shows the person receiving it that you care for them. If art isn’t your forte, you could try baking some homemade cookies. There are so many opportunities to use your abilities and avoiding looking like Scrooge.
With some work and commitment, you can change your penny-pinching routine into a manageable monthly budget. The tips above ensure you don’t need to make any large sacrifices to enjoy life.
Do you have any money-saving tips? Let us know in the comments.